TY - BOOK AU - Rosenblatt,Eric TI - Credit reporting and scores in the united states and the world: the first triumph of big, random data SN - 9780128188156 U1 - 332.7 RO CR PY - 2019/// CY - San Diego PB - Academic Press is an Imprint of Elsevier N2 - "This book illuminates the often-hidden practice of predicting an individual's economic responsibility. Written by a leading practitioner, it examines the international implications of US leadership in credit scoring and what other countries have learned from it in building their own systems. Through its comprehensive contemporary perspective it also explores how algorithms and big data are driving the future of credit scoring. By revealing a new big picture and data comparisons, it delivers useful insights into legal, regulatory, and data manipulation"-- ER -