Gitman, Lawrence J. Personal financial planning / Lawrence J. Gitman, Michael D. Joehnk, Randall S. Billingsley. - 12th ed. - Mason, OH : South-Western Cengage Learning, c2010. - xxi, 554 p. : ill ; 29 cm. ISBN: 9781439044476 (hbk.) 1439044473 (hbk.) LCCN: 2009942102 Subjects--Topical Terms: Finance, Personal. Dewey Class. No.: 332.024 GI PE