000			02950cam a2200241 a 4500
999			_c21183 _d21183
001			54043
010			_a 2012047985
020			_a9780133249262 (pbk. : alk. paper)
040			_aDLC
082	0	0	_a332.024/02
100	1		_aWeston, Liz. _948047
245	1	0	_aDeal with your debt : _bfree yourself from what you owe / _cLiz Weston.
250			_aUpdated and Rev. Ed.
260			_aUpper Saddle River, N.J. : _bFT Press, _cc2013.
300			_axvii, 205 p. : _bill. ; _c23 cm.
504			_aIncludes bibliographical references and index.
505	0		_aIsn't debt-free the way to be? -- Your debt management plan -- Credit cards -- Mortgages -- Home equity borrowing -- Student loans -- Auto loans -- 401(k) and other retirement plan loans -- Loans you don't want to get or give -- Dealing with a debt crisis -- Putting your debt management plan into action.
520			_aStruggling with debt? Get realistic help that's actually useful, from Liz Weston, one of the most popular and respected personal finance experts! Today, people struggling with debt have far fewer options: lenders are stingier, which makes it harder to avert disaster, or to recover from setbacks like foreclosure, short sales, or bankruptcy. (Meanwhile, people with good credit have more options than ever, including some of the lowest interest rates in decades.) You need an up-to-date guide that can help you assess options, find help, discover opportunities, and take action that works. Liz Weston's Deal with Your Debt, Updated and Revised Edition is that guide. Weston reveals why most "conventional wisdom" about debt is just dead wrong. For most people, it's simply impractical to pay off every dime of debt, and live forever debt free. In fact, doing that can leave you a lot poorer in the long run. You're more likely to give up, or pay off the wrong debts. You could leave yourself too little flexibility to survive a financial crisis. You could neglect saving for retirement. You might even wind up in bankruptcy -- just what you're trying to avoid! For most people, it's smarter to control and manage debt effectively. In this extensively updated guide, Weston shows how to do that. You'll learn which debts can actually help build wealth over time, and which are simply toxic. You'll find up-to-date, real-world strategies for assessing and paying off debt, money-saving insights on which debts to tackle first, and crucial information about everything from debt consolidation loans to credit scores and credit counseling. Weston offers practical guidelines for assessing how much debt is safe -- and compassionate, realistic guidance if you've gone beyond the safety zone. If you've ever worried about debt, you'll find the new edition of Deal with Your Debt absolutely indispensable.
650		0	_aConsumer credit. _947818
650		0	_aDebt. _98086
856			_uhttps://uowd.box.com/s/m3zymdaw72zd8cse7kk910rrv07x9fih _zLocation Map
942			_cREGULAR _2ddc